Credit Consulting
Credit Consulting
Your credit report is a compilation of your personal and financial data, gathered and maintained by a credit reporting agency. The information contained on your personal credit report can mean the difference between APPROVAL or DECLINED on your next application for credit. Due to massive volume of information processed by credit bureaus, inaccuracies occur. By reviewing your credit report you can prevent declines in receiving credit.
Find out what kind of information is contained in your personal credit report. Contact us now for an obligation free discussion and confidential assessment of your circumstances as to how we can help you fix your credit file.
Good credit not only allows applicants to be approved for loans on a new vehicle, it allows financing at a lower interest rate. Banking institutions always calculate risks, so they increase interest rates for borrowers they consider to be a greater liability. Simply speaking, the better the credit rating, the lower the risk and the lower the interest charges.
Credit card companies are more willing to willing to offer credit cards with lower interest rates and higher limits for applicants with excellent credit. Applicants with poor credit will usually have to make a deposit for a secured credit cards with higher interest rates and lower limits.
It’s simpler and easier and also less expensive to purchase a home with good credit. Applicants with strong credit ratings are approved for home loans more quickly and with lower mortgage rates. Even a 1% or 2% reduction in mortgage rates could mean thousands of dollars in savings.
With strong credit worthiness, better interest rates can be negotiate with credit card companies, banking institutions and retailers. This provides increased bargaining power and, in many cases, may results in more desirable terms from creditors desiring to do business.
Nowadays, companies evaluate the quality and personal finance behaviors of job applicants by relying on their consumer credit ratings. A great credit score may just lead to landing that dream job with a higher salary and greater benefits.
By displaying good credit, credit approvals and loans are acquired more smoothly and quickly. Approvals for credit and financial loans and processed oftentimes without delay when the solid credit rating of applicants are confirmed by retail stores, financial institutions, and other creditors,
"I went through a horrible divorce and ran into so many overwhelming road blocks. A friend suggested New Beginnings Credit Repair. Best decision ever! "
- Jackie Hamilton, Dallas Texas
"I knew I'd be needing some guidance and an overall overhaul if I wanted to make it another ten years. New Beginnings, helped boost my credit score. I went from a 400 to a 750 and I got approved for my dream home!
- Kiana Jones, Houston Texas
We cater to new and existing business. To run and build your successful business, you need to qualify for loans and credit lines at the best loan rates possible. Business credit is essential to make this happen, and it helps you access money even when you can’t qualify for a loan.
We help you build your business credit (without a personal guarantee or personal credit check) step by step using a proven, field tested, business owner approved, and highly personalized process. By using our services you’ll be guided every step of the way, simplifying your experience of obtaining business credit.
We Help You:
New Beginnings helps you get your business set up the right way to meet lender and credit issuer approval requirements, and get approved for initial business credit that reports and builds your profile with Dun & Bradstreet, Experian, and Equifax Commercial.
You can also monitor your business credit reports and scores in real-time with Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration, powered by Nav.
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